# CPF contribution rates 2027: table and calculator

From 1 January 2027, CPF contribution rates rise for employees aged above 55 to 65. Rates for other ages are unchanged. The figures below apply to monthly wages above $750.

## CPF contribution rates from 1 January 2027

| Employee's age | Employer | Employee | Total 2027 | Total 2026 |
|---|---|---|---|---|
| 55 and below | 17% | 20% | 37% | 37% |
| Above 55 to 60 | 16.5% | 19% | 35.5% | 34% |
| Above 60 to 65 | 13% | 13% | 26% | 25% |
| Above 65 to 70 | 9% | 7.5% | 16.5% | 16.5% |
| Above 70 | 7.5% | 5% | 12.5% | 12.5% |

## What changes

- Above 55 to 60: total rises from 34% to 35.5% (employer +0.5, employee +1).
- Above 60 to 65: total rises from 25% to 26% (employer +0.5, employee +0.5).
- The increase for these ages goes to the Retirement Account, up to the Full Retirement Sum; once that is set aside, it goes to the Ordinary Account.
- Senior workers earning more than $500 and up to $750 a month contribute at phased-in rates, which rise proportionately.

## Wage ceiling

CPF contributions on Ordinary Wages are capped at the Ordinary Wage ceiling of $8,000 a month, in force from 1 January 2026 ([CPF](https://www.cpf.gov.sg/service/article/what-is-the-ordinary-wage-ow-ceiling)).

Sources: [CPF Board](https://www.cpf.gov.sg/service/article/what-are-the-changes-to-the-cpf-contribution-rates-for-senior-workers-that-will-take-effect-from-1-january-2027). Checked 5 November 2026. For exact payroll amounts use [CPF's contribution calculator](https://www.cpf.gov.sg/employer/tools-and-services/calculators/cpf-contribution-calculator).