Interactive matcher
Which BTO project should I apply for?
Rank tracked HDB BTO projects by your estimated ballot chance across first-timer, second-timer, single and senior categories, paired with your EHG grant and 30% MSR budget ceiling.
Your budget envelope · $6,000/mo income
$379,577
Indicative loan cap; the flat price also depends on your cash, CPF OA and grant
Financing components
Check your exact cash and CPF split in the BTO downpayment calculator
Ranked 3-room pools (12 matched)
First-timer rate · sorted from highest to lowest invitation chance with 2 ballot chances.
| Project | Town & class | Launch | Units | First-timer rate | Odds (0% decline) | Odds (40% decline) |
|---|---|---|---|---|---|---|
| Sembawang Anchor | Sembawang · Standard | November 2026 | 96 | 0.6 | ~100% | ~100% |
| Kim Keat Crest | Toa Payoh · Plus | February 2026 | 87 | 0.6 | ~100% | ~100% |
| Sembawang Brook / Sembawang Portico | Sembawang · Standard | June 2026 | 187 | 0.7 | ~100% | ~100% |
| Redhill Peaks | Bukit Merah · Prime | February 2026 | 91 | 0.8 | ~100% | ~100% |
| Bayshore Sails | Bedok · Plus | November 2026 | 90 | 1.2 | 83% | ~100% |
| Chencharu Acres | Yishun · Standard | November 2026 | 84 | 1.3 | 77% | ~100% |
| Berlayar Rise | Bukit Merah · Prime | June 2026 | 172 | 1.3 | 77% | ~100% |
| Kebun Baru Ridge | Ang Mo Kio · Plus | June 2026 | 95 | 1.4 | 71% | ~100% |
| Sembawang Deck | Sembawang · Standard | February 2026 | 84 | 1.4 | 71% | ~100% |
| Plantation Dew | Tengah · Standard | November 2026 | 84 | 1.5 | 67% | ~100% |
| Woodgrove Acres | Woodlands · Standard | June 2026 | 80 | 2.3 | 43% | 72% |
| Tampines Bliss | Tampines · Standard | February 2026 | 80 | 3.7 | 27% | 45% |
How the matcher combines odds and budget
- Ballot odds from official HDB application rates: For every project with published HDB rates in your chosen applicant category, we compute your invitation probability using our weighted-ballot model at your chosen number of ballot chances (0% decline and a hypothetical 40% decline scenario based on historical HDB reporting).
- Affordability from your household income: Your gross monthly income sets both your Enhanced CPF Housing Grant (EHG) (up to $120,000 for first-timer families earning $9,000 or below, or up to $60,000 for first-timer singles earning $4,500 or below under the EHG (Singles) schedule) and your maximum monthly mortgage repayment under the 30% Mortgage Servicing Ratio (MSR).
- Historical comparison only: The ranking includes only published HDB rate rows. Closed projects cannot be applied for; historical rates do not predict a future ballot result.
Common questions
Can I apply for every ranked project?
No. This is a historical comparison of published HDB application rates. Check the launch dates and HDB eligibility before applying.
Can singles compare 2-room Flexi application rates here?
Yes. Choose "First-timer single (2-room Flexi)" under Applicant category to rank every tracked 2-room Flexi pool by its official HDB singles rate and your EHG (Singles) grant.
Is the loan cap my maximum flat price?
No. The price you can afford also depends on available cash, CPF OA, grant eligibility and your HFE assessment.